But one property executive is at odds with critics of the LTV regulations, offering the view that stricter regulations build up financial discipline. Soured housing loans continued to increase over the past few years from 2.44% in 2015 to 2.93% in 2016, 3.23% in 2017 and 3.25% in 2018. "With the year-on-year comparative data for the second quarter, it will illustrate the real situation." Before the new LTV regulations came into force, KBank adjusted its 2019 strategy for mortgage loans by focusing more on provincial markets. Even so, KBank will closely monitor the situation in the second quarter, he said.

Source: Bangkok Post May 27, 2019 00:22 UTC